Bank cards get the bank card that fits your lifetime

July 22, 2020

Bank cards get the bank card that fits your lifetime

Get the charge card that fits your lifetime

Make an application for your charge card online in minutes

Most of our charge cards give you Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero Liability Policy (starts in a brand new tab) covers US given cards and will not connect with specific commercial card deals or any transactions not prepared by Visa. You have to inform BB&T instantly of every use that is unauthorized. For certain limitations, restrictions along with other details, please consult with your cardholder contract., on the internet and mobile banking, alerts, chip card technology and much more.

Low APR bank card

Cut costs by spending less interest using the low apr BB&T vibrant bank card

  • 0% basic APR for 15 months on purchases and balance transfers Disclosure 2 2 BB&T Bright APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month by adding 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74per cent APR (apr), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74per cent APR are adjustable prices linked with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), and also the WSJ Prime + 9.99% to 18.99% (BB&T range) predicated on credit rating. The Prime Rate utilized to determine your APR is really an adjustable price and is the best prime price posted in WSJ at the time of the very first time for the thirty days. WSJ Prime presently is 4.75% at the time of 31, 2019 october.
  • Variable APRs which range from 12.74per cent to 21.74per cent afterwards Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month with the addition of 7.99-16.99 to Prime speed. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum money Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74% to 23.74per cent APR are adjustable prices linked with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), in addition to WSJ Prime + 9.99% to 18.99per cent (BB&T range) considering credit score. The Prime Rate utilized to find out your APR is really a adjustable price and it is the greatest prime price posted in WSJ at the time of the initial time for the thirty days. WSJ Prime presently is 4.75% at the time of October 31, 2019.
  • No fee that is annual 3 3 Other costs may use. Phone 800-476-4228 or see our charge card disclosures for costs that will use.

Money benefits bank card

Earn benefits for those things you get every time having a BB&T Spectrum Cash Rewards charge card

  • Get 3% cash return on gas, 2% money back on resources and food, and 1% money back on all the qualified purchases Disclosure 4 4 there was a cap that is monthlyvery first day’s 30 days through the final day’s 30 days) of $1,000 on invest during the bonus price mixture of 3% at filling stations and 2% at grocery store/supermarkets and resources. When the $1,000 month-to-month invest restriction is reached, you can expect to make the bottom benefits of just onepercent for those of you acquisitions., Disclosure 5 5 you could make rewards on qualified acquisitions fashioned with your credit card. Qualified acquisitions consist of any signature-based purchase, online purchase, phone or mail-order purchase or automated bill payment, excluding money advances, traveler’s checks, access checks, transfers of balance, cash sales, money equivalents, fees, interest costs, credit insurance coverage, fraudulent deals, credits and returns (each a qualifying purchase).
  • Get 10% bonus money once you redeem rewards into the BB&T checking or savings account
  • Enjoy versatile benefits you may use for money back, statement credit, present cards

Travel rewards card that is credit

Earn 2x miles on your own travel acquisitions and much more having a BB&T Spectrum Travel Rewards credit card

  • Earn 2x kilometers on air/hotel/car rentals and 1x miles on other qualified purchases Disclosure 5 5 you could make benefits on qualified acquisitions made out of your charge card. Qualified acquisitions consist of any signature-based purchase, Web purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, central cash register access checks, transfers of balance, money sales, money equivalents, charges, interest fees, credit insurance coverage, fraudulent deals, credits and returns (each a qualifying purchase).
  • Earn 20,000 bonus kilometers whenever you spend $2,000 ninety times ($200 value)
  • Obtain an $85 credit for TSA Pre? ® or Global Entry Disclosure 6 6 Member is entitled to a declaration credit as much as $50 each calendar year on qualifying flight inc ($85) or entry that is global$100) system. To qualify, a known member must utilize the BB&T Spectrum Travel Rewards charge card the applying charge. For complete information on the TSA Pre? system, head to tsa.gov (opens in tab). For complete information on the international Entry system, get to globalentry.gov (opens in a fresh tab). The TSA Pre? trademark is employed aided by the authorization associated with the US Department of Homeland protection.
  • Make use of your yearly $50 flight incDisclosure 6 6 Member is entitled to a declaration credit all the way to $50 each calendar 12 months on qualifying flight inc ($85) or entry that is global$100) system. To qualify, a known user must make use of the BB&T Spectrum Travel Rewards bank card to pay for the program charge. For complete information on the TSA Pre? system, go to tsa.gov (opens in a fresh tab). For complete information on the worldwide Entry system, get to globalentry.gov (starts in an innovative new tab). The TSA Pre? trademark with all the authorization regarding the United States Department of Homeland safety.